Is it Tough to Work with Desert Schools Credit Union on Finishing a Short Sale?

Posted by webmaster on Jan 27, 2012 in Uncategorized | 0 comments

Hello, my name is Kevin Kauffman, I am with Keller Williams and Group 46:10, considered one of Phoenix’s leading real estate groups specializing in short sales. I am here to talk to you today about Desert Schools Federal Credit Union. I get about 2 or three calls every week from folks just like your self who’ve been doing research on Desert Schools Federal Credit Union and whether or not they’ll do a short sale with them. I got to inform you, Desert Schools has been tough to work with. Over the years we have now worked with them so many instances that we now have been capable of construct some relationships there and understand their process so we will better serve our clients and their members.

Many individuals come to us as a result of they’ve heard that it’s tough to work with Desert Schools Federal Credit Union and you realize what, that could be true for many people. I consider that we understand their process now and we know the right way to best set up our clients for success in a short sale with Desert Schools Federal Credit Union.

So, if that’s you and you’ve got a loan with Desert Schools Federal Credit Union, and you need to speak to any person who has got the experience, then give us a call. We’ve dealt with them a number of instances and we’re positive that we will help you. We have got an almost ninety% success rate, we’ve closed over 500 short sales now in the last four years. Again, I’m with Group 46:10, Phoenix’s leading short sale teams. Give us a call. You possibly can reach us at 480-449-6642 or just fill out a form right here on the website at Group4610shortsale.com. We’ll speak to you soon.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

For more videos on short sales check out Kevin and Fred on the Short Sale Power Hour. Video for Short Sale Specialists.

Miami Mortgage and Foreclosure Rates Suggest Now is the Time to Buy

Posted by webmaster on Jan 25, 2012 in Foreclosure | 0 comments

There are many people who might look at Miami Real Estate; locals Floridians and out-of-state residents who might enjoy living in one of the world’s finest cities. When it comes to cheap real estate, Miami and surrounding areas has a lot to offer, but like many things in life, not taking action could result in regret down the road.

Miami Foreclosure Market

As of the end of August, Miami foreclosure listings dropped to 12,953, down a little more than 3% from the month prior. Already, the drop in Miami foreclosure listings suggest that the demand for homes in this area is beginning to match up with supply. As it stands, analysts are unsure whether less homes listed for sale are in fact foreclosure, or if the rate of foreclosure is slowing down.

Regardless, folks who have interested in the Miami foreclosure market might benefit from taking action before it is too late.

Miami Mortgage Market

The Miami mortgage market is not the same as the mortgage market in other states. In fact, the Miami mortgage market enjoys something of a little more diversification given the amount of non-residents who flock to the area.

Instead of being limited to regional lenders and banks, the Miami mortgage lending community is not dominated by any single lender. In fact, many foreign banks have established a presence in the region and help keep the Miami mortgage market competitive and (ah-hem) honest.

Importance of Miami

With an unemployment rate at 6% (much lower than the National rate of 9.5%), the Miami region is considered important to the US domestic economy. As one of the most southern ports into the country, Miami is recognized as a vital entry point for our economy.

Clearly, economic indicators suggest that Miami is well positioned to enjoy an economic recovery sooner than some of the areas, even though Miami foreclosure rates might seem to suggest otherwise.

Many Reasons to Visit and Buy in Miami

There are plenty of reasons to come to Miami. Temperatures are among the most favorable and with the diversity of its population and enterprise, Miami is intentionally prepared to make the best of these economic times.

As a Super Mortgage Broker, Jeff Wruch helps hundreds of people realize their home ownership dreams every year. Potential buyers in the Miami area who need Miami Mortgage rates and details should visit his informational website at Miami Mortgage House.com

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Watch Kevin and Fred, Short Sale Specialists, on the Short Sale Power Hour. Video for Short Sale Specialists.

Are You Worried About Tax Ramifications With Your Short Sale?

Posted by webmaster on Jan 25, 2012 in Uncategorized | 0 comments

Hi, I’m Kevin Kauffman. I’m part of Group 46:10, one of the nation’s top short sale and real estate teams located right here in Phoenix. Are you having trouble making your mortgage payments or are tired of being underwater on your mortgage? We at Group 46:10 can provide you with various options to alleviate some of these issues. As one of the top short sale groups in the nation, we have finalized more than 500 short sales in the prior 4 years and have a completion rate of over 90%.

I am here today to talk to you a little bit about short sales and tax ramifications. One of the issues that we hear quite frequently from prospective customers is that they want to do a short sale, but are worried about the taxes they’ll have to pay after the sale. Perhaps you have heard from others that have done short sales that there were some tax liabilities and wish to find out more.

The Mortgage Debt Relief Forgiveness Act, which expires at the end of 2012, allows homeowners, such as yourself, to not pay taxes on the forgiven amount if the property is their primary residence and the selling price is less than $2.5million. If you are thinking about short selling your property, you need to act quickly because the transaction needs to be finalized by the end of the year in order to qualify for The Mortgage Debt Relief Forgiveness Act.

Please give us a call or fill out the form on our website, group4610shortsale.com, to find out more about this act or if you have questions about your particular situation. If you don’t qualify for this act, don’t let that keep you from short selling your home. We have a few different ways to avoid paying taxes as well. A practiced short sale specialist, such as myself and my business partner Fred, can discuss those different options with you.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Watch Kevin Kauffman and Fred Weaver of Group 46:10, Short Sale Specialists, on the daily Short Sale Power Hour.

What Are Your Short Sale Options?

Posted by webmaster on Jan 24, 2012 in Uncategorized | 0 comments

Hi, are you considering a short sale however you’re not fairly sure of what your options are? Well, my name is Kevin Kauffman and I’m a part of Group 46:10, Phoenix’s premiere short sale group and Phoenix’s premiere short sale team. I’m right here to let you know that you simply do have options and I’d love to speak to you about them. My group and I have closed over 500 short sales within the last 4 years. We’re here that will help you so if you need any assistance, whether you will have an FHA mortgage or perhaps you have received a VA loan, we are able to help. Maybe you are undecided as a result of there are completely different rules around FHA and VA loans compared to loans with your typical credit union or with Bank of America or Wells Fargo.

Come to the specialists and get a free session with us. We would love to talk to you about what your options are. We have worked with every bank out there. We have worked with over one hundred banks. We have dealt with Fannie Mae and Freddie Mac, and FHA and VA, and anybody and everyone in between and we all know that we will help you.

So please give us a call today. You may reach us at 480-449-6642. You may as well fill out a form right here on our website. In the event you’re not on our website, you’ll be able to go to us at Group4610shortsale.com. Right here you will get your free short sale decision calculator results as well as request an in particular person meeting. We’d love to speak to you about your choices and if a short sale is right for you, we would love to help you. Thanks quite a bit and have a great day.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.